Credit Samadhaan, India’s first AI-driven platform for repairing bad credit scores, has now expanded to over 700 Kendras across 18 states, helping thousands reclaim their financial freedom. With 1,000+ satisfied customers already, the platform is proving that it’s not just about numbers — it’s about restoring hope when banks say NO.
The Founder’s Journey – Piyush Nagar
The story of Credit Samadhaan is one of resilience and vision. Founder Piyush Nagar faced hardship from a young age, losing his father at 8 and selling ice candies to support his education. Through determination, he became an engineer and later founded Sixth Sense IT Solutions in 2009, serving over 4,000 clients worldwide.
His perspective shifted while working with a rural fintech startup, discovering a stark reality:
👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% rejected due to poor credit scores.
Motivated to make a difference, Piyush spent 1.5 years researching and developed Credit Samadhaan, a platform that uses AI to repair bad credit scores in just 45 days.
Credit Samadhaan Kendras – Technology with a Human Touch
To reach every corner of India, Piyush launched physical Kendras, staffed by trained local partners who guide people through their credit issues.
Today, 700+ Kendras across 18 states assist farmers, small business owners, shopkeepers, homebuyers, and salaried employees who have faced rejection. These centers don’t just fix credit scores — they provide financial guidance, reduce stress, and create local employment.
National Recognition
Credit Samadhaan’s impact has earned widespread recognition:
-
Supported by IIM Ahmedabad, IIM Bangalore, and STPI
-
Winner of Octane 5.0 (STPI) – 2024
-
Winner of Bharat Pitchathon 3.0 – 2024
-
Featured among Top 100 Startups by TGS (2024)
-
Featured among Top 100 Startups by TiECon Vadodara (2025)
-
Featured among Top 50 Startups by Tata Social Enterprise Challenge (2025)
More Than Business – It’s a Mission
For Piyush Nagar, Credit Samadhaan is more than a startup. Having faced rejection and financial struggle himself, he is committed to restoring dignity, reducing financial stress, and preventing debt-related crises.
From selling ice candies as a child to leading a financial revolution with 700+ Kendras, Piyush and Credit Samadhaan prove a powerful truth:
Purpose-driven technology doesn’t just repair numbers — it transforms lives.
